Privacy Notice

YATIRIM UK LIMITED T/A capital.works®
FCA Reference Number: 1049015

1. Introduction

This Privacy Notice explains how YATIRIM UK LIMITED T/A capital.works® (“we”, “us”, “our”) collects, uses, and protects your personal data in accordance with:

UK General Data Protection Regulation (UK GDPR)
Data Protection Act 2018

We are committed to protecting your privacy and ensuring that your personal data is handled in a transparent and secure manner.

2. Who We Are

YATIRIM UK LIMITED trading as capital.works® is authorised and regulated by the Financial Conduct Authority (FCA) and acts as a credit broker, not a lender.

We introduce clients to a panel of lenders for commercial and property finance solutions.

Contact details:
Email: [email protected]
Telephone: +44 2080 580 898
1.01A, 168 Fulham Road, Chelsea, London, SW10 9PR

3. What Information We Collect

We may collect and process the following types of personal data:

Identity Data

Full name
Date of birth

Contact Details

Address
Email address
Telephone number

Financial Data

Income and expenditure
Bank statements
Credit history

Transaction Data

Property details
Loan requirements
Financial objectives

Special Category Data (where applicable)

Health information (only where relevant and with your consent)

4. How We Use Your Information

We use your personal data for the following purposes:

To assess your eligibility for finance
To introduce you to suitable lenders
To process applications and manage transactions
To communicate with you throughout your customer journey
To comply with legal and regulatory obligations
To prevent fraud and financial crime
To improve our services and internal processes

4a. How We Collect Your Data

We collect personal data in the following ways:

Directly from you, when you contact us, submit enquiries, or provide information as part of our services
From third parties, including lenders, introducers, professional advisers, and publicly available sources
From credit reference agencies where applicable

We ensure that all data is collected lawfully and transparently.

5. Lawful Basis for Processing

We process your data under the following lawful bases:

Contract – to provide services you request
Legal obligation – to comply with FCA and AML requirements
Legitimate interest – to operate our business effectively
Consent – where required, particularly for sensitive data

6. Sharing Your Information

We may share your information with:

Lenders and finance providers
Credit reference agencies
Solicitors and professional advisers
Regulators (including the FCA and HMRC)

7. International Transfers

Where data is transferred outside the United Kingdom, we ensure appropriate safeguards are in place in accordance with UK GDPR requirements.

8. Data Retention

We will keep your personal data:

For a minimum of 6 years in line with regulatory requirements
Longer where required by law

Data is securely deleted when no longer required.

9. Your Rights

You have the right to:

Access your personal data
Correct inaccurate data
Request deletion (where applicable)
Restrict processing
Object to processing
Request data portability
You can withdraw your consent to marketing at any time.

To exercise your rights, contact us at:
[email protected]

10. Data Security

We implement appropriate security measures, including:

Secure systems and encrypted storage
Access controls and restricted permissions
Ongoing monitoring and updates

11. Cookies and Website Use

If you visit our website, we may collect data through cookies to improve user experience and analyse website performance.

You can control cookie settings through your browser.

12. Complaints

If you have concerns about how your data is handled, you can contact us directly. You also have the right to lodge a complaint with the Information Commissioner’s Office (ICO):

Website www.ico.org.uk
Telephone: 0303 123 1113
Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF
ICO Registration Number: ZB688691