finance solutions
At YATIRIM UK we support your investment plans in the United Kingdom and Dubai not only with the right opportunities but with the right financing model. We weigh up options that suit profiles from the individual buyer to the institutional investor and coordinate the process from end to end.
Eligibility and terms vary with income, asset structure, credit profile, security and criteria that differ by country. The right scenario is settled after a conversation.
- Mortgage kredileri
- Bridge loan
- Project finance
- Development finance
- Ticari krediler
- Invoice factoring
- Aviation finance
- Marine ve yacht finance
- High-value asset finance
Let us choose the financing model that fits your need together
Every model has its own terms, its own term length and its own cost. We settle which one suits you in conversation, working through the headings below. If you are also planning a refurbishment budget after the purchase, see renovation and decoration page.
Mortgage kredileri
We manage the application process by analysing suitable options in first home purchase, investment purchase or refinancing (remortgage) scenarios.
- First Time Buyer (first home purchase)
- Buy-to-Let (for investment purposes)
- Remortgage and interest optimisation
- Non-UK resident options (with appropriate profiles)
- Investment lending through a company or SPV, where the scenario allows
Bridge loan
It is a secured financing model used in purchases requiring fast closing or short-term opportunities.
- Time-critical purchases
- Chain break and auction sales
- Refinancing target after renovation
- Scenarios with temporary cash requirements
Project finance
It is a structured financing type based on revenue projections and project structure in development and construction projects.
- Feasibility approach and cash flow plan
- Collateral structure and repayment structure
- Sliced utilisation according to phases (drawdown)
- Exit strategy: sale, refinancing, letting
Development finance
Focuses on the funding of the construction and development process. A staged plan can be created from the land to the turnkey phase.
- Payment and utilisation plan according to construction phases
- Hybrid models with bridge loan and project financing
- Configuration in line with the completion and exit plan
Ticari krediler
We evaluate financing options for commercial property, working capital, equipment investments and growth projects.
- Commercial property finance: offices, warehouses, shops, hotels
- Working capital loans
- Equipment and machinery financing
- Acquisitions and growth investments
Invoice factoring
It is a financing model that provides liquidity to businesses through invoices that have been issued but not collected.
- Organising cash flow and strengthening working capital
- Operational continuity and flexibility in supply management
- Different types of factoring according to the business model (if appropriate)
Aviation finance
Depending on the type, age, registration structure and intended use of the asset, secured financing, leasing or structured solutions may be considered.
- Purchase of new or second hand private jets and helicopters
- Buying personally against buying through a company or SPV
- Payment plan in line with the closing schedule
- Preliminary preparation in accordance with the valuation and collateral structure
Marine ve yacht finance
For yacht and ship purchases the class, the flag, the registration arrangement, the intended use and the valuation outcome determine the financing structure.
- Secured loan or leasing options for the purchase of private yachts
- Structuring based on charter income (where appropriate)
- Closing plan compatible with purchasing, transfer and registration processes
- Compliance with valuation, insurance and operation budget
High-value asset finance
Financing of high-value assets such as aircraft, jets, yachts and similar high-value assets should be handled together with ownership model, risk management and cost optimisation.
- Suitable maturity and cost optimisation
- Ownership model and configuration scenarios
- Safe closing and process coordination
How does the process work?
Five steps from the first conversation to completion. At every stage you know where you stand.
Needs analysis
Target, budget, time plan, income and asset structure are clarified.
Scenario work
Alternative financing models are compared on cost and on eligibility.
Documentation plan
Document list and preparation schedule are determined.
Application and follow up
The process with the lenders is managed and you are kept regularly informed.
Teklif ve tamamlama
The most favourable offer is selected and the closing process is coordinated.
The questions we hear most
I live abroad. Can I get a mortgage?
You can. On purchases for your own occupation the offer is based on your income; on buy-to-let purchases it is based on the property’s rental performance.
Is Bridge loan suitable for everyone?
A bridge loan is a strong solution when the exit and completion plan is sound. Planning the term, the cost and the closing timetable realistically is critical.
For which companies is factoring more suitable?
It suits growing businesses that invoice regularly and feel cash-flow pressure because of their collection terms.
What is the most critical issue in aircraft, jet or yacht financing?
Asset type, valuation, collateral structure and ownership model are critical determinants. Therefore, the process should be handled in conjunction with the purchase closing and the recording scheme.
Request a first assessment
Tell us briefly what financing you need and a quick first analysis will make the options that suit you clear. If you are also planning to settle in the United Kingdom, see the residence permit routes page may also be useful.
The information on this page is for general guidance and should not be treated as legal or commercial finance advice. For more detailed financial solutions, get in touch with our advisers.