{"id":22852,"date":"2026-09-08T15:38:22","date_gmt":"2026-09-08T14:38:22","guid":{"rendered":"https:\/\/yatirim.uk\/tr\/dubaide-gayrimenkul-alarak-oturum\/"},"modified":"2026-09-20T14:11:23","modified_gmt":"2026-09-20T13:11:23","slug":"dubaide-gayrimenkul-alarak-oturum","status":"publish","type":"page","link":"https:\/\/yatirim.uk\/tr\/dubaide-gayrimenkul-alarak-oturum\/","title":{"rendered":"Dubai\u2019de Gayrimenkul Alarak Oturum Al\u0131n\u0131r m\u0131?"},"content":{"rendered":"\t\t
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Dubai\u2019de Gayrimenkul Alarak Oturum Al\u0131n\u0131r m\u0131?<\/h1>

Evet, al\u0131n\u0131r. Dubai\u2019de m\u00fclk sahipli\u011fine ba\u011fl\u0131 iki ayr\u0131 oturum yolu var:<\/strong> en az AED 2.000.000 de\u011ferindeki m\u00fclkle 10 y\u0131ll\u0131k Alt\u0131n Vize, ya da tek malik olman\u0131z halinde de\u011fer \u015fart\u0131 aranmayan 2 y\u0131ll\u0131k yat\u0131r\u0131mc\u0131 vizesi. \u0130kisi de m\u00fclke ba\u011fl\u0131, ikisi de yenilenebilir ve ikisinde de e\u015f ile \u00e7ocuklar ba\u015fvuruya dahil edilebiliyor.<\/p>\n\n

Asgari yat\u0131r\u0131m ne kadar?<\/h2>\n

Tek malikseniz iki y\u0131ll\u0131k yat\u0131r\u0131mc\u0131 vizesinde asgari bir m\u00fclk de\u011feri aranm\u0131yor.<\/strong> Dubai Arazi Dairesi kendi hizmet sayfas\u0131nda bunu a\u00e7\u0131k\u00e7a yaz\u0131yor: \u015fart, m\u00fclk\u00fcn tamamlanm\u0131\u015f ve oturulabilir olmas\u0131. Ortak m\u00fclkiyette ise ki\u015fi ba\u015f\u0131na d\u00fc\u015fen pay\u0131n en az AED 400.000<\/strong> olmas\u0131 gerekiyor. On y\u0131ll\u0131k Alt\u0131n Vize i\u00e7in e\u015fik AED 2.000.000<\/strong>; bu tutar tek m\u00fclkle ya da birden fazla m\u00fclk\u00fcn toplam\u0131yla kar\u015f\u0131lanabiliyor.<\/p>\n

Piyasada h\u00e2l\u00e2 dola\u015fan AED 750.000<\/strong> alt s\u0131n\u0131r\u0131 g\u00fcncel de\u011fil. Yat\u0131r\u0131mc\u0131 vizesinde bu e\u015fik kald\u0131r\u0131ld\u0131; kar\u015f\u0131n\u0131za \u00e7\u0131karsa kayna\u011f\u0131n tarihine bak\u0131n.<\/p>\n\n

\u0130ki yol yan yana<\/h2>\n
<\/th>Alt\u0131n Vize<\/th>Yat\u0131r\u0131mc\u0131 vizesi<\/th><\/tr><\/thead>
S\u00fcre<\/strong><\/td>10 y\u0131l, yenilenebilir<\/td>2 y\u0131l<\/td><\/tr>
M\u00fclk de\u011feri<\/strong><\/td>En az AED 2.000.000<\/td>Tek malikte de\u011fer \u015fart\u0131 yok; ortak m\u00fclkiyette ki\u015fi ba\u015f\u0131 en az AED 400.000<\/td><\/tr>
M\u00fclk\u00fcn durumu<\/strong><\/td>Bir ya da birden fazla m\u00fclk, tam m\u00fclkiyet<\/td>Tamamlanm\u0131\u015f ve oturulabilir olmal\u0131<\/td><\/tr>
\u0130potekli m\u00fclk<\/strong><\/td>Kabul ediliyor, banka mektubu ve muvafakat \u015fart\u0131yla<\/td>Yerel bankadan ipotekli olabilir<\/td><\/tr>
Gelir \u015fart\u0131<\/strong><\/td>Yok<\/td>Mali yeterlilik ya da ayl\u0131k en az AED 10.000<\/td><\/tr>
DLD hizmet bedeli<\/strong><\/td>AED 9.884,75<\/td>AED 10.212,50<\/td><\/tr>
S\u00fcre\u00e7<\/strong><\/td>7 ile 10 i\u015f g\u00fcn\u00fc<\/td>7 ile 10 i\u015f g\u00fcn\u00fc<\/td><\/tr><\/tbody><\/table><\/div>\n\n

Alt\u0131n Vize, 10 y\u0131l<\/h2>\n

E\u015fik AED 2.000.000 ve tek bir m\u00fclk olmak zorunda de\u011fil; birden fazla m\u00fclk\u00fcn toplam\u0131 da say\u0131l\u0131yor. M\u00fclk\u00fcn tamam\u0131n\u0131n size ait olmas\u0131 gerekiyor.<\/p>\n

\u0130potekli m\u00fclk kabul ediliyor.<\/strong> Dubai Land Department bu durumda iki belge istiyor: AED 2 milyonun \u00f6dendi\u011fini g\u00f6steren banka mektubu ve bankan\u0131n m\u00fclk \u00fczerinde oturum d\u00fczenlenmesine itiraz\u0131 olmad\u0131\u011f\u0131n\u0131, \u00f6denen tutar\u0131 ve kalan bakiyeyi belirten muvafakat yaz\u0131s\u0131.<\/p>\n

Oturum s\u00fcresince m\u00fclkiyetin devam etmesi i\u00e7in m\u00fclke rehin konuyor<\/strong> ve 10 y\u0131l boyunca sat\u0131\u015f yap\u0131lam\u0131yor. \u015eartlar korundu\u011fu s\u00fcrece s\u00fcre sonunda yenileniyor.<\/p>\n

Devlet portal\u0131 u.ae ayr\u0131ca onayl\u0131 yerel geli\u015ftiricilerden maketten al\u0131nan<\/strong> ve toplam\u0131 AED 2 milyonu ge\u00e7en m\u00fclkleri de bu yolun i\u00e7inde say\u0131yor.<\/p>\n\n

\u0130ki y\u0131ll\u0131k yat\u0131r\u0131mc\u0131 vizesi<\/h2>\n

Bu yolda as\u0131l de\u011fi\u015fiklik burada: tek malik i\u00e7in asgari m\u00fclk de\u011feri \u015fart\u0131 aranm\u0131yor.<\/strong> DLD kendi hizmet sayfas\u0131nda \u201cm\u00fclk de\u011feri ne olursa olsun\u201d diyor. Ortak m\u00fclkiyette ise her ba\u015fvuran\u0131n pay\u0131n\u0131n en az AED 400.000 olmas\u0131 gerekiyor.<\/p>\n

Buna kar\u015f\u0131l\u0131k m\u00fclk\u00fcn tamamlanm\u0131\u015f ve oturulabilir<\/strong> olmas\u0131 \u015fart; maketten al\u0131m bu yolda \u00e7al\u0131\u015fm\u0131yor. Ayr\u0131ca mali yeterlilik ya da ayl\u0131k en az AED 10.000 gelir isteniyor.<\/p>\n\n

Kredi kullanacaksan\u0131z<\/h2>\n

Merkez Bankas\u0131 kredi oranlar\u0131n\u0131 m\u00fclk\u00fcn durumuna ve al\u0131c\u0131n\u0131n profiline g\u00f6re s\u0131n\u0131rl\u0131yor. En kritik sat\u0131r maketten al\u0131m: banka en fazla fiyat\u0131n yar\u0131s\u0131n\u0131 veriyor, kalan\u0131 sizden.<\/p>\n

Al\u0131m t\u00fcr\u00fc<\/th>Azami kredi oran\u0131<\/th><\/tr><\/thead>
Maketten al\u0131m<\/strong><\/td>Fiyat\u0131n %50\u2019si, al\u0131c\u0131 kim olursa olsun<\/td><\/tr>
Haz\u0131r konut, yabanc\u0131n\u0131n ilk m\u00fclk\u00fc, AED 5 milyona kadar<\/td>Fiyat\u0131n %80\u2019i<\/td><\/tr>
Haz\u0131r konut, yabanc\u0131n\u0131n ilk m\u00fclk\u00fc, AED 5 milyon \u00fczeri<\/td>Fiyat\u0131n %70\u2019i<\/td><\/tr>
Haz\u0131r konut, ikinci ve sonraki m\u00fclk<\/td>Fiyat\u0131n %65\u2019i<\/td><\/tr><\/tbody><\/table><\/div>\n

Oturum izniniz yoksa kredi kullanamayaca\u011f\u0131n\u0131z do\u011fru de\u011fil, ama \u015fartlar farkl\u0131 i\u015fliyor: yurt d\u0131\u015f\u0131nda ya\u015fayan al\u0131c\u0131ya kredi veren banka say\u0131s\u0131 daha az, haz\u0131r konutta oran genelde %50 ile %60 band\u0131nda kal\u0131yor ve yurt d\u0131\u015f\u0131 geliriniz i\u00e7in ek belge isteniyor.<\/p>\n

Al\u0131m\u0131n kendi masraflar\u0131 i\u00e7in Dubai\u2019de ev alman\u0131n maliyeti<\/a> sayfam\u0131za bakabilirsiniz.<\/p>\n\n

S\u0131k Sorulan Sorular<\/h2>\n

Dubai\u2019de oturum i\u00e7in minimum ne kadar yat\u0131r\u0131m gerekiyor?<\/strong> \u0130ki y\u0131ll\u0131k yat\u0131r\u0131mc\u0131 vizesinde tek malik i\u00e7in asgari de\u011fer \u015fart\u0131 yok; ortak m\u00fclkiyette ki\u015fi ba\u015f\u0131 pay en az AED 400.000. Alt\u0131n Vize i\u00e7in e\u015fik AED 2.000.000.<\/p>\n

Alt\u0131n Vize \u00f6m\u00fcr boyu mu?<\/strong> De\u011fil. 10 y\u0131ll\u0131k, yenilenebilir bir oturum izni. Yat\u0131r\u0131mla vatanda\u015fl\u0131k program\u0131 da de\u011fil; ICP bu iki iddiay\u0131 da resmen yalanlad\u0131.<\/p>\n

Maketten al\u0131mla Alt\u0131n Vize al\u0131n\u0131r m\u0131?<\/strong> Devlet portal\u0131 onayl\u0131 geli\u015ftiricilerden al\u0131nan ve toplam\u0131 AED 2 milyonu ge\u00e7en maketten m\u00fclkleri bu yolun i\u00e7inde say\u0131yor. \u0130ki y\u0131ll\u0131k yat\u0131r\u0131mc\u0131 vizesinde ise m\u00fclk\u00fcn tamamlanm\u0131\u015f olmas\u0131 gerekiyor.<\/p>\n

\u0130potekli m\u00fclkle ba\u015fvurabilir miyim?<\/strong> Evet. DLD ipotekli m\u00fclk\u00fc kabul ediyor, kar\u015f\u0131l\u0131\u011f\u0131nda AED 2 milyonun \u00f6dendi\u011fini g\u00f6steren banka mektubu ve bankan\u0131n muvafakati isteniyor.<\/p>\n

Ailemi dahil edebilir miyim?<\/strong> Her iki yolda da e\u015f ve \u00e7ocuklar sponsor edilebiliyor. Yat\u0131r\u0131mc\u0131 vizesinde DLD \u00fccretleri e\u015f i\u00e7in AED 7.382,25, \u00e7ocuk i\u00e7in ya\u015fa ve s\u00fcreye g\u00f6re AED 6.482,25 ile 7.182,25 aras\u0131nda.<\/p>\n

M\u00fclk\u00fc satarsam oturumum ne olur?<\/strong> Alt\u0131n Vizede m\u00fclke rehin konuyor ve 10 y\u0131l boyunca sat\u0131\u015f yap\u0131lam\u0131yor. Oturum m\u00fclkiyete ba\u011fl\u0131, m\u00fclkiyet biterse dayana\u011f\u0131 da biter.<\/p>\n

Dubai\u2019de kira geliri ve emlak vergisi var m\u0131?<\/strong> Bireysel al\u0131c\u0131 i\u00e7in yok. Tek seferlik %4 DLD tapu harc\u0131 d\u0131\u015f\u0131nda y\u0131ll\u0131k bir vergi y\u00fck\u00fc bulunmuyor.<\/p>\n\n

Kaynaklar<\/h2>\n

Bu sayfadaki \u015fartlar ve tutarlar resmi kaynaklardan al\u0131nm\u0131\u015ft\u0131r: Dubai Land Department, Alt\u0131n Vize ba\u015fvurusu<\/a>, Dubai Land Department, yat\u0131r\u0131mc\u0131 oturumu<\/a>, GDRFA Dubai, alt\u0131n oturum izni<\/a>, u.ae, Alt\u0131n Vize<\/a> ve BAE Merkez Bankas\u0131 ipotek d\u00fczenlemeleri<\/a>. G\u00f6\u00e7menlik ve oturum kararlar\u0131 GDRFA ve ICP\u2019ye aittir; bu sayfa bilgilendirme ama\u00e7l\u0131d\u0131r.<\/p>\n\n

Bu konuda size nas\u0131l yard\u0131mc\u0131 oluyoruz<\/h2>\n

Yurtd\u0131\u015f\u0131 Gayrimenkul Merkezi capital.works\u00ae olarak Dubai\u2019de se\u00e7ilmi\u015f projeleri temsil ediyoruz. \u015eu anda sitede 35 Dubai projesi yay\u0131nda ve her birinin fiyat listesi, kat plan\u0131 ve teslim takvimi sayfas\u0131nda duruyor. FCA yetkili kredi broker\u0131y\u0131z (FRN 1049015) ve NACFB \u00fcyesiyiz; al\u0131m, finansman, oturum ve teslim sonras\u0131 y\u00f6netim tek ekipten y\u00fcr\u00fcyor.<\/p>\n

S\u0131radaki ad\u0131m<\/h2>\n

Hangi yolun size uydu\u011fu b\u00fct\u00e7enize ve m\u00fclk\u00fcn durumuna ba\u011fl\u0131. Projeler i\u00e7in Dubai Gayrimenkul Rehberi<\/a> sayfam\u0131za, portf\u00f6y\u00fcn tamam\u0131 i\u00e7in yay\u0131ndaki ilanlara<\/a> bakabilir ya da bize yazabilirsiniz<\/a>.<\/p><\/div>\n

Dubai\u2019de y\u0131ll\u0131k vergi ve gider taraf\u0131n\u0131 Dubai\u2019de emlak vergisi var m\u0131<\/a> sayfam\u0131zda ayr\u0131nt\u0131l\u0131 anlatt\u0131k.<\/p>\n

Yabanc\u0131 olarak hangi hakla ve hangi b\u00f6lgelerde alabilece\u011finizi Dubai\u2019de yabanc\u0131 olarak gayrimenkul alabilir miyim<\/a> sayfam\u0131zda anlatt\u0131k.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Evet, al\u0131n\u0131r. Dubai\u2019de m\u00fclk sahipli\u011fine ba\u011fl\u0131 iki ayr\u0131 oturum yolu var: en az AED 2.000.000 de\u011ferindeki m\u00fclkle 10 y\u0131ll\u0131k Alt\u0131n Vize, ya da tek malik olman\u0131z halinde de\u011fer \u015fart\u0131 aranmayan 2 y\u0131ll\u0131k yat\u0131r\u0131mc\u0131 vizesi. \u0130kisi de m\u00fclke ba\u011fl\u0131, ikisi de yenilenebilir ve ikisinde de e\u015f ile \u00e7ocuklar ba\u015fvuruya dahil edilebiliyor. \u0130ki yol yan yana Alt\u0131n […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"content-type":"","footnotes":"","_cw_page_css":"\/* cw-direk *\/\n.cw-direk{max-width:1206px;margin-inline:auto;padding:56px 20px 48px}\n.cw-direk h1{margin:0 0 8px;font-size:40px;line-height:1.18;letter-spacing:-.01em;color:#04223d}\n.cw-direk p.cw-kunye{margin:0 0 24px;font-size:13.5px;color:#6d7f91}\n.cw-direk p.cw-kunye + p{margin:0 0 32px;padding:20px 24px;background:#f2f6fa;border:1px solid #dce5ee;border-inline-start:4px solid #004274;border-radius:10px;font-size:18px;line-height:1.62;color:#04223d}\n.cw-direk .elementor-widget-text-editor{font-size:17px;line-height:1.75;color:#20303f}\n.cw-direk h2{margin:42px 0 14px;padding-top:20px;border-top:1px solid #e6edf4;font-size:26px;line-height:1.3;color:#04223d}\n.cw-direk h3{margin:26px 0 8px;font-size:19px;line-height:1.35;color:#04223d}\n.cw-direk ol,.cw-direk ul{padding-inline-start:20px}\n.cw-direk ol li,.cw-direk ul li{margin-bottom:9px}\n.cw-direk>div[style*=\"overflow-x\"]{border:1px solid #dce5ee;border-radius:10px}\n.cw-direk table tbody tr:nth-child(even){background:#fafcfe}\n.cw-direk table a{color:#0b64c8;text-decoration:underline}\n@media (max-width:767px){.cw-direk{padding:32px 18px 30px}\n.cw-direk h1{font-size:28px}\n.cw-direk p.cw-kunye + p{font-size:16.5px;padding:16px 18px;border-radius:8px}\n.cw-direk .elementor-widget-text-editor{font-size:16px}\n.cw-direk h2{font-size:22px;margin-top:34px;padding-top:16px}}"},"class_list":["post-22852","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t