{"id":22592,"date":"2026-09-07T16:29:40","date_gmt":"2026-09-07T15:29:40","guid":{"rendered":"https:\/\/yatirim.uk\/tr\/ingilterede-ev-almak\/"},"modified":"2026-09-07T22:34:15","modified_gmt":"2026-09-07T21:34:15","slug":"ingilterede-ev-almak","status":"publish","type":"page","link":"https:\/\/yatirim.uk\/tr\/ingilterede-ev-almak\/","title":{"rendered":"\u0130ngiltere\u2019de Ev Almak: Fiyatlar, Vergiler ve Al\u0131m S\u00fcreci"},"content":{"rendered":"\t\t
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\u0130ngiltere\u2019de Ev Almak: Fiyatlar, Vergiler ve Al\u0131m S\u00fcreci<\/h1>

\u0130ngiltere\u2019de ev almak i\u00e7in oturum izni de vatanda\u015fl\u0131k da gerekmiyor. Yabanc\u0131 al\u0131c\u0131, yerle\u015fik al\u0131c\u0131yla ayn\u0131 tapu hakk\u0131na sahip. Fark iki yerde: damga pulu vergisinde ek oran \u00f6d\u00fcyorsunuz ve mortgage \u015fartlar\u0131 farkl\u0131 i\u015fliyor. Bu sayfa, bir yabanc\u0131 al\u0131c\u0131n\u0131n \u0130ngiltere\u2019de konut al\u0131rken kar\u015f\u0131la\u015faca\u011f\u0131 her kalemi s\u0131rayla anlat\u0131yor.<\/p>\n\n

Portf\u00f6y\u00fcm\u00fczde \u015fu anda 80 \u0130ngiltere projesi<\/strong> yay\u0131nda. Fiyatlar \u00a3120,000<\/strong> ile \u00a31,175,000<\/strong> aras\u0131nda, medyan \u00a3455,000<\/strong>. Elli be\u015fi Londra\u2019da, yirmi be\u015fi Londra d\u0131\u015f\u0131nda.<\/p>\n\n

Neden \u0130ngiltere<\/h2>\n\n

\u00dc\u00e7 sebep say\u0131labilir. Birincisi hukuk: tapu sistemi kay\u0131tl\u0131, s\u00f6zle\u015fme d\u00fczeni oturmu\u015f, al\u0131c\u0131 ile sat\u0131c\u0131 aras\u0131ndaki her ad\u0131m avukat \u00fczerinden y\u00fcr\u00fcyor. \u0130kincisi kirac\u0131 talebi: \u00fcniversiteler, hastaneler ve teknoloji k\u00fcmeleri d\u00fczenli bir kirac\u0131 ak\u0131\u015f\u0131 \u00fcretiyor, bo\u015f kalma riski d\u00fc\u015f\u00fck. \u00dc\u00e7\u00fcnc\u00fcs\u00fc arz: ye\u015fil ku\u015fak k\u0131s\u0131tlar\u0131 ve planlama s\u00fcreci yeni konut \u00fcretimini s\u0131n\u0131rl\u0131yor, bu da uzun vadede de\u011feri destekliyor.<\/p>\n\n

Buna kar\u015f\u0131l\u0131k getiri Dubai kadar y\u00fcksek de\u011fil. Projelerimizde g\u00f6rd\u00fc\u011f\u00fcm\u00fcz br\u00fct bant %3,5 ile %7 aras\u0131nda: Cambridge\u2019de d\u00fc\u015f\u00fck, Manchester\u2019da y\u00fcksek. \u0130ngiltere\u2019de yat\u0131r\u0131m tezi y\u00fcksek verim de\u011fil, d\u00fc\u015f\u00fck bo\u015fluk riski ve sermaye korumas\u0131.<\/p>\n\n

Nerede, ne kadar<\/h2>\n\n
\u015eehir<\/th>Portf\u00f6y\u00fcm\u00fczde<\/th>Neyle \u00f6ne \u00e7\u0131k\u0131yor<\/th><\/tr><\/thead>
Londra<\/strong><\/td>55 proje<\/td>Derin kirac\u0131 havuzu, ula\u015f\u0131m a\u011f\u0131, en geni\u015f fiyat yelpazesi<\/td><\/tr>
Cambridge<\/strong><\/td>4 proje<\/td>\u00dcniversite ve biyomedikal kamp\u00fcs istihdam\u0131, kronik arz k\u0131s\u0131t\u0131<\/td><\/tr>
Manchester<\/strong><\/td>3 proje<\/td>Londra d\u0131\u015f\u0131n\u0131n en y\u00fcksek getiri band\u0131<\/td><\/tr>
Reading, Fleet, St Albans<\/strong><\/td>5 proje<\/td>Londra\u2019ya g\u00fcnl\u00fck ula\u015f\u0131m, aile al\u0131c\u0131s\u0131<\/td><\/tr>
Tonbridge, Gravesend, Bath, Liverpool<\/strong><\/td>4 proje<\/td>Daha d\u00fc\u015f\u00fck giri\u015f fiyat\u0131, \u015fehir merkezine y\u00fcr\u00fcme mesafesi<\/td><\/tr><\/tbody><\/table><\/div>\n\n

Geli\u015ftirici taraf\u0131nda portf\u00f6y\u00fcm\u00fcz yo\u011funla\u015fm\u0131\u015f durumda: Berkeley ailesi 30 proje<\/strong> (Berkeley, St George, St William, St Edward, St James, St Joseph), Barratt London 11<\/strong>, Hill Group 5<\/strong>. Bunlar \u0130ngiltere\u2019nin en k\u00f6kl\u00fc konut \u00fcreticileri; teslim ge\u00e7mi\u015fleri kamuya a\u00e7\u0131k ve denetlenebilir.<\/p>\n\n

Al\u0131m maliyeti<\/h2>\n\n

Fiyat\u0131n \u00fcst\u00fcne binen kalemler \u015funlar. Toplam\u0131 tek bir oranla ifade etmek m\u00fcmk\u00fcn de\u011fil, \u00e7\u00fcnk\u00fc damga pulu vergisi al\u0131c\u0131n\u0131n durumuna g\u00f6re de\u011fi\u015fiyor.<\/p>\n\n

Kalem<\/th>Ne kadar<\/th>Not<\/th><\/tr><\/thead>
Damga pulu vergisi (SDLT)<\/strong><\/td>Senaryoya g\u00f6re de\u011fi\u015fiyor<\/td>Yerle\u015fik olmayan al\u0131c\u0131ya ek oran, ikinci konutta ayr\u0131 ek oran. Hesaplay\u0131c\u0131<\/a><\/td><\/tr>
Avukat<\/strong><\/td>Yakla\u015f\u0131k \u00a31,295 art\u0131 KDV<\/td>Ger\u00e7ek bir avukatl\u0131k teklifinden; tapu ara\u015ft\u0131rma ve banka masraflar\u0131 ayr\u0131<\/td><\/tr>
Tapu tescili<\/strong><\/td>Fiyata g\u00f6re sabit tarife<\/td>HM Land Registry<\/td><\/tr>
Ekspertiz<\/strong><\/td>\u0130ste\u011fe ba\u011fl\u0131<\/td>Mortgage kullan\u0131l\u0131yorsa kredi veren kendi de\u011ferlemesini yap\u0131yor<\/td><\/tr>
Mortgage masraflar\u0131<\/strong><\/td>Kullan\u0131l\u0131yorsa<\/td>D\u00fczenleme \u00fccreti ve broker \u00fccreti. Finansman<\/a><\/td><\/tr><\/tbody><\/table><\/div>\n\n

Toplam\u0131 g\u00f6rmek i\u00e7in \u0130ngiltere Al\u0131m Maliyeti Hesaplay\u0131c\u0131<\/a> sayfas\u0131n\u0131 kullan\u0131n: ger\u00e7ek bir avukatl\u0131k \u00fccret teklifine dayan\u0131yor, tahmin \u00fcretmiyor.<\/p>\n\n

M\u00fclkiyet: freehold ve leasehold<\/h2>\n\n

\u0130ngiltere\u2019de iki m\u00fclkiyet bi\u00e7imi var. Freehold<\/strong> tam m\u00fclkiyettir, arsa dahil size aittir; genellikle m\u00fcstakil ve ikiz evlerde ge\u00e7erli. Leasehold<\/strong> uzun s\u00fcreli kullan\u0131m hakk\u0131d\u0131r, dairelerin neredeyse tamam\u0131 b\u00f6yle sat\u0131l\u0131r. Bak\u0131lacak \u00fc\u00e7 \u015fey var: kalan s\u00fcre, arsa kiras\u0131 ve site aidat\u0131.<\/p>\n\n

Kalan s\u00fcre \u00f6nemlidir \u00e7\u00fcnk\u00fc k\u0131sald\u0131k\u00e7a yeniden sat\u0131\u015fta kredi bulmak zorla\u015f\u0131r; portf\u00f6y\u00fcm\u00fczdeki yeni projelerde s\u00fcre 250 y\u0131l civar\u0131nda. Arsa kiras\u0131 (ground rent) yeni s\u00f6zle\u015fmelerde s\u0131f\u0131r. Site aidat\u0131 (service charge) ise binan\u0131n olanaklar\u0131na g\u00f6re de\u011fi\u015fiyor ve net getiriyi do\u011frudan etkiliyor, o y\u00fczden rakam\u0131 s\u00f6zle\u015fme \u00f6ncesi isteyin.<\/p>\n\n

Kira geliri ve vergi<\/h2>\n\n

\u0130ngiltere\u2019deki kira geliri \u0130ngiltere\u2019de vergilendiriliyor. Kritik karar \u015fu: m\u00fclk\u00fc \u015fahs\u0131n\u0131za m\u0131 yoksa bir limited \u015firkete (SPV) mi alacaks\u0131n\u0131z. \u0130kisi aras\u0131ndaki fark, gelir seviyesine ve mortgage faizine g\u00f6re y\u0131lda binlerce sterlin olabiliyor. \u0130ki senaryoyu yan yana koyan Kira Geliri Vergisi Hesaplay\u0131c\u0131<\/a> sayfam\u0131z var.<\/p>\n\n

T\u00fcrkiye\u2019de mukimseniz \u00e7ifte vergilendirmeyi \u00f6nleme anla\u015fmas\u0131 devreye giriyor: \u0130ngiltere\u2019de \u00f6denen vergi T\u00fcrkiye\u2019de mahsup ediliyor. Yerle\u015fik olmayan ev sahipleri i\u00e7in ayr\u0131ca Non-Resident Landlord Scheme var; kira y\u00f6netimini yapan acente stopaj\u0131 bu kapsamda y\u00fcr\u00fct\u00fcyor.<\/p>\n\n

Al\u0131m s\u00fcreci ad\u0131m ad\u0131m<\/h2>\n\n
    \n
  1. B\u00fct\u00e7e ve finansman.<\/strong> Mortgage kullanacaksan\u0131z ilke onay\u0131 \u00f6nce gelir; yerle\u015fik olmayan al\u0131c\u0131da s\u00fcre\u00e7 daha uzun.<\/li>\n
  2. Proje se\u00e7imi.<\/strong> Kat plan\u0131, cephe, teslim tarihi, aidat ve kalan leasehold s\u00fcresi.<\/li>\n
  3. Rezervasyon.<\/strong> Rezervasyon bedeli yat\u0131r\u0131l\u0131r, konut listeden \u00e7ekilir.<\/li>\n
  4. Avukat atamas\u0131.<\/strong> Ba\u011f\u0131ms\u0131z avukat tapu ara\u015ft\u0131rmas\u0131n\u0131 ve s\u00f6zle\u015fmeyi y\u00fcr\u00fct\u00fcr.<\/li>\n
  5. S\u00f6zle\u015fme de\u011fi\u015fimi (exchange).<\/strong> Pe\u015finat \u00f6denir ve al\u0131m bu noktada ba\u011flay\u0131c\u0131 olur.<\/li>\n
  6. Tapu devri (completion).<\/strong> Bakiye \u00f6denir, anahtar teslim edilir.<\/li>\n
  7. Kiralama ve y\u00f6netim.<\/strong> Kirac\u0131 bulma, s\u00f6zle\u015fme, stopaj ve y\u0131ll\u0131k beyan.<\/li>\n<\/ol>\n\n

    S\u0131k sorulan sorular<\/h2>\n\n

    Yabanc\u0131 olarak \u0130ngiltere\u2019de ka\u00e7 ev alabilirim?<\/h3>\n

    Say\u0131 s\u0131n\u0131r\u0131 yok. \u0130kinci ve sonraki konutlarda damga pulu vergisinde ek oran uygulan\u0131yor, tutar\u0131 Damga Pulu Vergisi Hesaplay\u0131c\u0131<\/a> ile g\u00f6rebilirsiniz.<\/p>\n\n

    Yerle\u015fik olmayan biri mortgage kullanabilir mi?<\/h3>\n

    Evet. Kredi verenlerin bir b\u00f6l\u00fcm\u00fc yerle\u015fik olmayan al\u0131c\u0131ya \u00e7al\u0131\u015f\u0131yor; pe\u015finat oran\u0131 ve faiz yerle\u015fik al\u0131c\u0131ya g\u00f6re farkl\u0131 oluyor. capital.works\u00ae FCA yetkili bir kredi broker\u0131d\u0131r (FRN 1049015); s\u00fcreci Finansman \u00c7\u00f6z\u00fcmleri<\/a> sayfas\u0131nda anlatt\u0131k.<\/p>\n\n

    Ev almak oturum izni veriyor mu?<\/h3>\n

    Hay\u0131r. \u0130ngiltere\u2019de gayrimenkul al\u0131m\u0131n\u0131n oturum izniyle ba\u011flant\u0131s\u0131 yok. Oturum ayr\u0131 vize rotalar\u0131ndan ilerliyor, se\u00e7enekleri \u0130ngiltere Oturum \u0130zni<\/a> sayfas\u0131nda toplad\u0131k.<\/p>\n\n

    Maketten mi haz\u0131r konut mu almal\u0131y\u0131m?<\/h3>\n

    Maketten al\u0131mda \u00f6deme zamana yay\u0131l\u0131yor ve fiyat teslimdeki fiyattan d\u00fc\u015f\u00fck oluyor, ama teslim riski ta\u015f\u0131yorsunuz. Haz\u0131r konutta kira geliri hemen ba\u015fl\u0131yor. Portf\u00f6y\u00fcm\u00fczde iki tip de var; hangisinin size uydu\u011fu, paran\u0131n ne zaman \u00e7al\u0131\u015fmaya ba\u015flamas\u0131n\u0131 istedi\u011finize ba\u011fl\u0131.<\/p>\n\n

    Kiray\u0131 kim y\u00f6netecek?<\/h3>\n

    Yerinde olmayan ev sahipleri i\u00e7in y\u00f6netim \u015fart. Y\u00f6netim \u00fccreti genelde kiran\u0131n %10 ile %15\u2019i aras\u0131nda ve net getiriyi hesaplarken bunu d\u00fc\u015fmek gerekiyor.<\/p>\n\n

    Nereden ba\u015flamal\u0131<\/h2>\n\n

    B\u00fct\u00e7enizi al\u0131m maliyeti hesaplay\u0131c\u0131s\u0131na<\/a> girin, \u00f6deyece\u011finiz toplam\u0131 g\u00f6r\u00fcn. Sonra yay\u0131ndaki projelere<\/a> bak\u0131n; her sayfada fiyat listesi, kat plan\u0131 ve teslim tarihi var. \u00dc\u00e7 \u00fclkeyi kar\u015f\u0131la\u015ft\u0131rmak isterseniz yurt d\u0131\u015f\u0131 gayrimenkul yat\u0131r\u0131m\u0131<\/a> sayfam\u0131z bunun i\u00e7in.<\/p>\n\n

    Ne arad\u0131\u011f\u0131n\u0131z\u0131 yaz\u0131n, size uyan \u00fc\u00e7 projeyi rakamlar\u0131yla g\u00f6nderelim: bize ula\u015f\u0131n<\/a>.<\/p>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

    \u0130ngiltere\u2019de ev almak i\u00e7in oturum izni de vatanda\u015fl\u0131k da gerekmiyor. Yabanc\u0131 al\u0131c\u0131, yerle\u015fik al\u0131c\u0131yla ayn\u0131 tapu hakk\u0131na sahip. Fark iki yerde: damga pulu vergisinde ek oran \u00f6d\u00fcyorsunuz ve mortgage \u015fartlar\u0131 farkl\u0131 i\u015fliyor. Bu sayfa, bir yabanc\u0131 al\u0131c\u0131n\u0131n \u0130ngiltere\u2019de konut al\u0131rken kar\u015f\u0131la\u015faca\u011f\u0131 her kalemi s\u0131rayla anlat\u0131yor. Portf\u00f6y\u00fcm\u00fczde \u015fu anda 80 \u0130ngiltere projesi yay\u0131nda. Fiyatlar \u00a3120,000 ile […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"content-type":"","footnotes":"","_cw_page_css":"\/* cw-direk *\/\n.cw-direk{max-width:880px;margin-inline:auto}\n.cw-direk h1{margin:0 0 20px;font-size:34px;line-height:1.25;color:#04223d}\n.cw-direk .elementor-widget-text-editor{font-size:17px;line-height:1.7;color:#20303f}\n.cw-direk h2{margin:34px 0 12px;font-size:27px;line-height:1.3;color:#04223d}\n.cw-direk h3{margin:24px 0 8px;font-size:20px;line-height:1.35;color:#04223d}\n.cw-direk ol{padding-inline-start:20px}\n.cw-direk ol li{margin-bottom:9px}\n.cw-direk table a{color:#0b64c8;text-decoration:underline}\n@media (max-width:767px){.cw-direk .elementor-widget-text-editor{font-size:16px}\n.cw-direk h1{font-size:26px}\n.cw-direk h2{font-size:23px}}"},"class_list":["post-22592","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t