{"id":23243,"date":"2026-09-18T23:00:11","date_gmt":"2026-09-18T22:00:11","guid":{"rendered":"https:\/\/yatirim.uk\/tr\/yurt-disina-ev-icin-para-transferi\/"},"modified":"2026-09-20T10:47:26","modified_gmt":"2026-09-20T09:47:26","slug":"yurt-disina-ev-icin-para-transferi","status":"publish","type":"page","link":"https:\/\/yatirim.uk\/en\/yurt-disina-ev-icin-para-transferi\/","title":{"rendered":"How Do You Send Money from Turkey to Buy a Home Abroad?"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"23243\" class=\"elementor elementor-23243 elementor-bc-flex-widget\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cwsoru1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cwsoru1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cwsoru2\" data-id=\"cwsoru2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cwsoru3 elementor-widget elementor-widget-text-editor\" data-id=\"cwsoru3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"cw-direk\"><h1 id=\"yurt-disinda-ev-almak-icin-turkiyeden-para-nasil-gonderilir\">How Do You Send Money from Turkey to Buy a Home Abroad?<\/h1>\n<p><strong>In your own name, from your own bank account, by bank transfer (SWIFT), directly to the right account in the country where you are buying.<\/strong> Residents of Turkey are free to buy homes abroad and to send the money through banks. Your bank will ask for the purpose of the transfer and a supporting document (sale contract or reservation form). On the receiving side, the lawyer or developer must see the source of funds, so preparing documents showing where the money came from before you transfer is the step that speeds things up most.<\/p>\n\n<h2 id=\"adim-adim\">Step by step<\/h2>\n<div role=\"region\" tabindex=\"0\" aria-labelledby=\"adim-adim\" style=\"overflow-x:auto;margin:18px 0\"><table style=\"width:100%;border-collapse:collapse;font-size:15px;background:#fff;min-width:720px\"><thead><tr><th scope=\"col\" style=\"text-align:start;padding:10px 12px;background:#f2f6fa;color:#04223d;font-weight:700;border-bottom:1px solid #dce5ee\">Step<\/th><th scope=\"col\" style=\"text-align:start;padding:10px 12px;background:#f2f6fa;color:#04223d;font-weight:700;border-bottom:1px solid #dce5ee\">What to do<\/th><th scope=\"col\" style=\"text-align:start;padding:10px 12px;background:#f2f6fa;color:#04223d;font-weight:700;border-bottom:1px solid #dce5ee\">Watch out<\/th><\/tr><\/thead><tbody><tr><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\"><strong>1. Verify the receiving account<\/strong><\/td><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\">Get the details of the receiving account (lawyer, escrow or your own account abroad) in writing<\/td><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\">Confirm the details by phoning the recipient; do not trust last-minute changes sent by email<\/td><\/tr><tr><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\"><strong>2. Prepare the documents<\/strong><\/td><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\">Sale contract or reservation form, passport, documents showing the source of funds<\/td><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\">A lawyer abroad usually asks for six months of bank statements and proof of source<\/td><\/tr><tr><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\"><strong>3. Buy the currency<\/strong><\/td><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\">Buy sterling, euros or dirhams from your bank<\/td><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\">For large amounts, get exchange rate quotes from several banks; the spread is often the biggest cost<\/td><\/tr><tr><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\"><strong>4. Send the transfer<\/strong><\/td><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\">A SWIFT transfer from your own account; state the purchase, project and unit in the reference<\/td><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\">Transfers from a third party\u2019s account delay the process or are rejected<\/td><\/tr><tr><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\"><strong>5. Keep the confirmation<\/strong><\/td><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\">Get the SWIFT confirmation (MT103) from your bank and send it to the recipient<\/td><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\">You may need it later for tax and source-of-funds questions both abroad and in Turkey<\/td><\/tr><\/tbody><\/table><\/div>\n\n<h2 id=\"para-hangi-ulkede-nereye-gider\">Where the money goes in each country<\/h2>\n<div role=\"region\" tabindex=\"0\" aria-labelledby=\"para-hangi-ulkede-nereye-gider\" style=\"overflow-x:auto;margin:18px 0\"><table style=\"width:100%;border-collapse:collapse;font-size:15px;background:#fff;min-width:600px\"><thead><tr><th scope=\"col\" style=\"text-align:start;padding:10px 12px;background:#f2f6fa;color:#04223d;font-weight:700;border-bottom:1px solid #dce5ee\">Country<\/th><th scope=\"col\" style=\"text-align:start;padding:10px 12px;background:#f2f6fa;color:#04223d;font-weight:700;border-bottom:1px solid #dce5ee\">Where the money is sent<\/th><\/tr><\/thead><tbody><tr><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\"><strong>England<\/strong><\/td><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\">The reservation fee to the developer; the exchange deposit and later payments to your solicitor\u2019s client account. The purchase price is never sent to an intermediary\u2019s account.<\/td><\/tr><tr><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\"><strong>Greece<\/strong><\/td><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\">For the Golden Visa, payment is made by bank transfer from a Greek bank account in your name: first from Turkey to that account, then from there to the seller.<\/td><\/tr><tr><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\"><strong>Dubai<\/strong><\/td><td style=\"padding:10px 12px;border-bottom:1px solid #eef2f6;vertical-align:top\">For off-plan purchases, to the project\u2019s escrow account registered with the Dubai Land Department (DLD); for ready homes, to the seller through DLD channels at registration.<\/td><\/tr><\/tbody><\/table><\/div>\n\n<h2 id=\"paranin-kaynagi-sorusu\">The source of funds question<\/h2>\n<p>Under anti-money laundering rules, the solicitor in the UK, the bank and lawyer in Greece, and the developer and bank in Dubai must see where the money came from. The documents most often requested are six months of bank statements, proof of the source (a property sale contract, a company dividend resolution, payslips, an inheritance document) and, if needed, certified translations. If a large sum has recently arrived in your account, its source will certainly be asked. With documents ready this step takes a few days; without them it can take weeks.<\/p>\n\n<h2 id=\"masraflar\">Costs<\/h2>\n<ul>\n<li><strong>Exchange rate spread:<\/strong> the gap between the bank\u2019s buying and selling rates. For large amounts it is the most important item, and it is negotiable.<\/li>\n<li><strong>Transfer fee:<\/strong> the bank\u2019s SWIFT fee and correspondent bank charges. Ask for the option where you pay all charges (OUR) so the full amount reaches the recipient.<\/li>\n<li><strong>Foreign exchange tax:<\/strong> Turkey applies a 0.2% banking and insurance transactions tax (BSMV) on currency purchases (Presidential Decision No. 9595, March 2025). Ask your bank to confirm the rate before the transaction.<\/li>\n<\/ul>\n\n<h2 id=\"yapilmamasi-gerekenler\">What not to do<\/h2>\n<ul>\n<li><strong>Carrying cash:<\/strong> you must declare \u20ac10,000 or more at customs when leaving Turkey, and the receiving side will not accept cash anyway.<\/li>\n<li><strong>Sending from someone else\u2019s account:<\/strong> the owner of the money is expected to be the buyer; extra documents are required for funds from a family member.<\/li>\n<li><strong>Splitting the amount into small transfers:<\/strong> it looks like avoiding checks and can trigger a suspicious transaction review at the bank.<\/li>\n<li><strong>Informal channels:<\/strong> undocumented intermediaries and informal transfer routes carry legal risk and cannot answer the source-of-funds question in the destination country.<\/li>\n<\/ul>\n\n<h2 id=\"turkiyede-vergi-tarafi\">The tax side in Turkey<\/h2>\n<p>If you are fully tax liable in Turkey, rental income from your home abroad and any future gain on sale must also be declared in Turkey. Tax paid abroad can be credited against Turkish tax under the double taxation treaty between Turkey and that country; Turkey has such treaties with the UK, Greece and the United Arab Emirates. Ask your accountant for details.<\/p>\n\n<h2 id=\"sik-sorulan-sorular\">Frequently asked questions<\/h2>\n<p><strong>Can you send money from Turkey to buy a home abroad?<\/strong> Yes. Residents of Turkey are free to buy homes abroad and send the money through banks. Your bank will ask for the purpose and a supporting document.<\/p>\n<p><strong>Is there a limit on sending money abroad?<\/strong> There is no general cap on bank transfers; the larger the amount, the more documents the bank asks for. For cash, \u20ac10,000 or more must be declared at customs.<\/p>\n<p><strong>How long does the money take to arrive?<\/strong> A SWIFT transfer usually arrives in 1 to 3 working days. Document checks can hold it at the bank, so send it a few days before the payment date.<\/p>\n<p><strong>Which currency should I send?<\/strong> In the currency of the country where you are buying: sterling for the UK, euros for Greece, dirhams for Dubai. Converting in Turkey is often more transparent.<\/p>\n<p><strong>Can money be sent from a family member\u2019s account?<\/strong> It is possible but needs extra documents: a gift declaration, proof of relationship and the sender\u2019s source-of-funds documents. The smoothest route is to move the money into your own account first.<\/p>\n<p><strong>Is rental income from a home abroad taxed in Turkey?<\/strong> If you are fully tax liable in Turkey, yes, it must be declared; tax paid abroad can be credited under the double taxation treaty.<\/p>\n\n<h2 id=\"ilgili-sayfalar\">Related pages<\/h2>\n<p><a href=\"https:\/\/yatirim.uk\/en\/turkiyeden-ingilterede-ev-almak\/\">What do I need to do to buy a home in the UK from T\u00fcrkiye<\/a>, <a href=\"https:\/\/yatirim.uk\/en\/yurt-disinda-ev-alirken-masraflar\/\">What costs are added to the price when buying abroad<\/a> and <a href=\"https:\/\/yatirim.uk\/en\/ingilterede-ev-alirken-hangi-firma\/\">Which property firm should I use when buying in the UK<\/a>.<\/p>\n\n<h2 id=\"kaynaklar\">Sources<\/h2>\n<p>The freedom to buy property abroad and transfer funds is based on Decree No. 32 on the Protection of the Value of the Turkish Currency, and the foreign exchange BSMV rate on Presidential Decision No. 9595. Payment routes are explained in detail on our pages about each country\u2019s buying process. Rules can change.<\/p>\n\n<h2 id=\"bu-konuda-size-nasil-yardimci-oluyoruz\">How we help you with this<\/h2>\n<p>As capital.works\u00ae, the Overseas Property Centre, we represent selected developments in England, Dubai and Greece. There are currently 124 developments live on the site, each with its price list, floor plans and completion schedule on its own page. We are an FCA authorised credit broker (FRN 1049015) and a member of the NACFB; the purchase, the finance, residency and post completion management are all run by one team.<\/p>\n<h2 id=\"yasal-uyari\">Legal notice<\/h2>\n<p><strong>capital.works\u00ae (YATIRIM UK LIMITED) is a property consultancy; it does not provide legal, tax or foreign exchange advice.<\/strong> This page is general information. Before sending money, confirm the details with your bank, with your accountant for tax, and with your lawyer in the country where you are buying.<\/p>\n\n<h2 id=\"siradaki-adim\">The next step<\/h2>\n<p>Tell us which country and project you are buying in, and together we will map out the payment schedule, the documents you will need and the account the money goes to, step by step: <a href=\"https:\/\/yatirim.uk\/en\/communication\/\">Contact us<\/a>.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"content-type":"","footnotes":"","_cw_page_css":"\/* cw-direk *\/\n.cw-direk{max-width:1206px;margin-inline:auto;padding:56px 20px 48px}\n.cw-direk h1{margin:0 0 8px;font-size:40px;line-height:1.18;letter-spacing:-.01em;color:#04223d}\n.cw-direk p.cw-kunye{margin:0 0 24px;font-size:13.5px;color:#6d7f91}\n.cw-direk p.cw-kunye + p{margin:0 0 32px;padding:20px 24px;background:#f2f6fa;border:1px solid #dce5ee;border-inline-start:4px solid #004274;border-radius:10px;font-size:18px;line-height:1.62;color:#04223d}\n.cw-direk .elementor-widget-text-editor{font-size:17px;line-height:1.75;color:#20303f}\n.cw-direk h2{margin:42px 0 14px;padding-top:20px;border-top:1px solid #e6edf4;font-size:26px;line-height:1.3;color:#04223d}\n.cw-direk h3{margin:26px 0 8px;font-size:19px;line-height:1.35;color:#04223d}\n.cw-direk ol,.cw-direk ul{padding-inline-start:20px}\n.cw-direk ol li,.cw-direk ul li{margin-bottom:9px}\n.cw-direk>div[style*=\"overflow-x\"]{border:1px solid #dce5ee;border-radius:10px}\n.cw-direk table tbody tr:nth-child(even){background:#fafcfe}\n.cw-direk table a{color:#0b64c8;text-decoration:underline}\n@media (max-width:767px){.cw-direk{padding:32px 18px 30px}\n.cw-direk h1{font-size:28px}\n.cw-direk p.cw-kunye + p{font-size:16.5px;padding:16px 18px;border-radius:8px}\n.cw-direk .elementor-widget-text-editor{font-size:16px}\n.cw-direk h2{font-size:22px;margin-top:34px;padding-top:16px}}\n\/* cw-direk a11y (web-design-guidelines, 19\/09\/2026) *\/\n.cw-direk{overflow-wrap:break-word}\n.cw-direk h1,.cw-direk h2,.cw-direk h3{text-wrap:balance;scroll-margin-top:100px}\n.cw-direk table{font-variant-numeric:tabular-nums}\n.cw-direk a:hover{color:#004274;text-decoration-thickness:2px}\n.cw-direk a:focus-visible,.cw-direk [role=region]:focus-visible{outline:2px solid #004274;outline-offset:2px;border-radius:2px}\n"},"class_list":["post-23243","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.1.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"T\u00fcrkiye\u2019den \u0130ngiltere, Yunanistan ve Dubai\u2019de ev almak i\u00e7in para g\u00f6nderme: banka havalesi, gerekli belgeler, paran\u0131n kayna\u011f\u0131, masraflar, limitler ve vergi.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"google-site-verification\" content=\"r_Ogl3gkmijvuPBZ1Fp-DskvRUm1xdkr7X0eW2NAJpY\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/yatirim.uk\/en\/yurt-disina-ev-icin-para-transferi\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.1.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_GB\" \/>\n\t\t<meta property=\"og:site_name\" content=\"capital.works\u00ae - Yapay Zeka Deste\u011fi ile Yurtd\u0131\u015f\u0131 Gayrimenkul, Ticari Krediler ve Mortgage, Golden Vize, \u0130\u015f Kurma, Oturum Vizesi ve E\u011fitim Dan\u0131\u015fmanl\u0131\u011f\u0131 Hizmetleri\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Yurt D\u0131\u015f\u0131nda Ev \u0130\u00e7in T\u00fcrkiye\u2019den Para Nas\u0131l G\u00f6nderilir? 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