{"id":23236,"date":"2026-09-18T21:50:55","date_gmt":"2026-09-18T20:50:55","guid":{"rendered":"https:\/\/yatirim.uk\/tr\/ingilterede-ev-fiyatlari-dusecek-mi\/"},"modified":"2026-09-20T10:46:59","modified_gmt":"2026-09-20T09:46:59","slug":"ingilterede-ev-fiyatlari-dusecek-mi","status":"publish","type":"page","link":"https:\/\/yatirim.uk\/en\/ingilterede-ev-fiyatlari-dusecek-mi\/","title":{"rendered":"Will UK House Prices Fall? Is 2026 a Good Time to Buy?"},"content":{"rendered":"
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Will UK House Prices Fall? Is 2026 a Good Time to Buy?<\/h1>\n

Nationally, prices are not falling but slowing; the fall is in London.<\/strong> According to the Office for National Statistics (ONS), the average UK house price was \u00a3273,000 in July 2026, up 1.4% in a year, while London fell 3.3%. Savills expects 2026 to end with a slight 2% fall, a recovery from 2027 and total growth of 18.5% by 2030. Rents rose 3.8% in a year. So 2026 is a weak year for short-term capital growth but a year of strong negotiating power for rental income and the long term.<\/p>\n\n

Prices and outlook by region<\/h2>\n

The UK is not one market; the gap between the north and London widened further in 2026.<\/p>\n

Area<\/th>Price, last 12 months (ONS, July 2026)<\/th>Savills forecast, total 2026 to 2030<\/th><\/tr><\/thead>
UK average<\/strong><\/td>up 1.4%<\/td>up 18.5%<\/td><\/tr>
London<\/strong><\/td>down 3.3%<\/td>up 10.6%<\/td><\/tr>
North West<\/strong> (Manchester, Liverpool)<\/td>up 4.4%<\/td>up 25%<\/td><\/tr>
Yorkshire<\/strong> (Leeds)<\/td>up 3.0%<\/td>up 25%<\/td><\/tr>
North East<\/strong><\/td>up 4.9%<\/td>not stated<\/td><\/tr>
West Midlands<\/strong> (Birmingham)<\/td>up 1.5%<\/td>not stated<\/td><\/tr><\/tbody><\/table><\/div>\n

Savills\u2019 reasoning is simple: when rates are high, more affordable regions hold up better. In the north the gap between rent and mortgage payments is more comfortable; in London high entry prices mean higher rates hit demand harder.<\/p>\n\n

What will drive prices: interest rates<\/h2>\n

On 16 September 2026 the Bank of England held Bank Rate at 3.75%. Three of the nine members voted to raise it; inflation rose to 3.1% in August and the conflict in the Middle East is keeping energy prices high. This makes a significant fall in borrowing costs unlikely in the short term. The next rate decision will be announced on 5 November 2026.<\/p>\n

As long as rates stay high, the number of mortgage buyers stays limited, which holds prices down. For an investor buying with cash or a small loan, that means negotiating power.<\/p>\n\n

Why rents keep rising<\/h2>\n

According to the ONS, the average UK rent was \u00a31,400 a month in August 2026, up 3.8% in a year, and up 5.8% in the North West. The gap between rents and prices is widening for two reasons: with borrowing expensive, more households rent instead of buying, and some small landlords are leaving the market because of tax and tenancy law changes. The result: a flat bought today earns a higher rental yield than a few years ago.<\/p>\n\n

Buy now or wait?<\/h2>\n